San Bernardino Bankruptcy Discharge Violations

Once your San Bernardino bankruptcy has been discharged, any and all debts covered by that bankruptcy are discharged as well, leaving you free of the financial obligations that those debts entail. In a Chapter 7 bankruptcy, your qualifying debts are discharged as soon as the San Bernardino County bankruptcy filing and discharge are complete – usually within a few months. For a Chapter 13 bankruptcy, your qualifying debts are discharged after you have completed the repayment plan, typically within 3 to 5 years.

If, after your San Bernardino bankruptcy has been discharged, creditors attempt to collect on a debt that was discharged along with your bankruptcy, that is known as a bankruptcy discharge violation. Your creditors may be liable for damages to you in excess of the amount that you owed, and you may be able to sue in court. If you are contacted by a creditor after your San Bernardino bankruptcy case has been settled and you no longer owe the debt, you should document the incident and contact a reputable San Bernardino County Bankruptcy Attorney as soon as possible in order to discuss your case. You may be entitled to recover substantial damages as a result of the illegal collection activity.

Bankruptcy proceedings create binding agreements that apply to both you, and your creditors. When creditors fail to take San Bernardino bankruptcy proceedings seriously, it places the entire system in jeopardy. If you are being harassed to pay a bill that was discharged by your bankruptcy, you need solid legal advice. Regardless of the creditor that is demanding payment, if your debt was legally discharged, they are likely breaking the law.

Contact our firm today to discuss your case – we offer free initial San Bernardino Bankruptcy case evaluations and we can help you to make a full recovery of all damages owed. Even if we did not represent you in your San Bernardino bankruptcy case, we may be able to help. Don’t let creditors get away with abusing bankruptcy law; call us today and let our team of successful San Bernardino County Bankruptcy Attorneys help you to preserve your legal rights.